Inland Marine Insurance 

Inland Marine Insurance covers merchandise or goods in the course of transit by air, rail, truck, barge or ship from a starting location to a final destination. The property must be actually in transit, held by a bailee, at a fixed location that is an instrument of transportation, or be a movable type of goods that is often at different locations. Typically, coverage is for any goods in transit anywhere except on the high seas. Inland marine insurance is used to protect high risk, mobile items that are not covered by your general commercial property policies. Inland marine coverage for a business can protect your valuable tools if you're a mechanic or tradesman, artwork if you operate a gallery, or a jeweler's inventory and covers movable property wherever it may be located and may be written on an all-risk, open-perils or named-perils form. Special policy floaters can cover such diverse items as bicycles, cameras, fine art, furs, jewelry, livestock, and equipment of all sorts.

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