Business Owners Insurance 

A Business Owners Package Policy, referred to as BOP for short, is a combination of a general business liability insurance and property loss insurance and allows small businesses to save money over buying these policies separately. The first part of a BOP provides similar protection to the Commercial General Liability insurance. General liability insurance protects a business against claims arising from accidents and injury that might happen on its premises, as well as exposures related to its products. This coverage does not include professional liability insurance, which has to be purchased separately.

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