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 Group Health insurance is similar to individual health insurance and provides the same general benefits and coverage. The primary differences are the conditions under which a person may apply and the requirements for acceptance. Before applying through a group a person must satisfy the waiting periods and employment requirements of the group. However, once an application can be made the conditions for acceptance are usually less strict than with an individual policy. Also, certain protections under the law, such as COBRA are available for members of group policies that are not available to owners of individual plans.
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Group Health Insurance 
